Moss Bank
St. Helens 004 · 7 sub-areas · 10,559 residents
St. Helens 004 is a largely residential part of St. Helens, home to around 10,500 people, with a median rent of roughly £775 a month — well below the UK average and among the more affordable neighbourhoods in the North West. Most residents own their homes, and around two in three commute by car to work.
Moss Bank is a commuter neighbourhood within St. Helens — train into Liverpool runs in around 46 minutes, and the rhythm of weekday mornings is shaped by it. Most homes are owner-occupied, so turnover is low and many residents have been here a long time.
Overview
What's it like to live in Moss Bank?
3 parks and 1 playgrounds are within five minutes' walk, so greenspace is reliably close at hand; The streets feel safe by national standards — police-recorded crime is well below the country-wide median; rents are below the national norm, with a typical home letting at around £774 a month; gigabit broadband is effectively universal.
Generated from the latest May 2026 data · refreshed automatically
Figures are aggregated across 7 sub-areas — population-weighted means for rates, sums for counts. Sources cited beneath each section.
Moss Bank in St. Helens
Living in Moss Bank
This part of St. Helens has the feel of a settled, owner-occupied suburb rather than a transient rental area. Around two thirds of households own their home, which is noticeably higher than most urban areas in the North West, and the streets reflect that — steady, established, with a noticeably older age profile than the city average.
On cost, it's hard to argue with the numbers. A typical two-bedroom home rents for around £707 a month, roughly £500 less than the UK national median for the same size property. Buying is accessible too — the median sale price sits at around £181,000, and a typical deposit is reachable in under three years of saving. Council tax (Band D) comes to about £2,403 a year, which is moderate by North West standards.
The people who live here are a broad mix, but with a tilt toward older residents: around 22% are aged 50–64 and a further 22% are 65 or over. Families with children make up just under one in five households, while around 30% of households are single-person. The area is ethnically very homogeneous — over 96% of residents were born in the UK — which reflects St. Helens' wider demographic character.
Practically speaking, the nearest mainline rail station is roughly 2.3 km away — about a 29-minute walk, though most people drive. Public transport use is low here, with only around 5% of residents commuting by public transport. The nearest major employment hub is reachable in around 47 minutes. Greenspace is genuinely close — the nearest is under 250 metres away, and around 72% of residents are within easy walking distance of it. See the streets and sub-areas below for more.
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Frequently asked
- Is St. Helens 004 a nice place to live?
- It's a settled, affordable suburb with good greenspace access — the nearest green space is under 250 metres away, and over 70% of residents can walk to it easily. It suits people who want low costs and a quieter residential feel, though the limited public transport and below-average school ratings are trade-offs worth weighing.
- What is the rent in St. Helens 004?
- A two-bedroom home rents for around £707 a month, and a one-bedroom for about £569. These are estimates based on city-level data scaled using local sale prices. Rents rose roughly 4.5% over the past year. Compared to the UK median for a two-bedroom of around £1,200 a month, this is very affordable.
- Is St. Helens 004 safe?
- The crime rate is around 82 incidents per 1,000 residents a year, broadly in line with the UK national average. It's not a high-crime area by national standards, but the neighbourhood sits in the lower end of the deprivation index, which tends to correlate with higher anti-social behaviour. Checking street-level data for your specific street is a sensible step.
- What's the commute from St. Helens 004 to Manchester?
- By public transport, Manchester takes around 54 minutes from here. The nearest rail station is roughly 2.3 km away — about a 29-minute walk, though most residents drive to it. Public transport use is low in this area, and a car will generally be faster for most journeys.
- Who lives in St. Helens 004?
- Mostly older, settled residents — over 40% are aged 50 or above, and nearly two thirds own their homes. Around 24% of households are in social housing, and private renters make up under 10% of the area. It's a very stable, predominantly UK-born community with relatively low turnover.
- What schools are near St. Helens 004?
- There are 57 schools within 2 km, but only around 42% are rated Good or Outstanding — well below the national average of roughly 89%. The nearest Outstanding school is just under 3 km away. If school quality is a priority, it's worth checking individual Ofsted reports and catchment boundaries carefully.
- How affordable is buying a home in St. Helens 004?
- The median sale price is around £181,000, and a typical buyer can save a deposit in roughly 2.9 years — one of the more accessible timelines in the North West. That makes it a realistic option for first-time buyers priced out of larger cities like Manchester.